Kshitij Kulkarni

Partner

1291 Group

Profile:

Kshitij (also known as KK) is a partner at 1291 Group based in Hong Kong. He has over 17 years of experience in Banking and Insurance across India and Hong Kong. He has been focused on NRI markets since 2007 when he was leading HSBC’s mass affluent NRI team for North Asia. Kshitij moved from banking to insurance in 2010 when he moved within HSBC to join the Business Development team at HSBC Insurance. He then set up the Life Insurance business in 2013 for a boutique Hong Kong insurance broker focusing on HNW insurance for Life and Health insurance needs. Kshitij has advised many families on Succession planning, Liquidity planning, Risk management and Protection needs. Kshitij is currently working with clients in finding solutions which provide strong asset protection and tax optimization. Also, solutions for generational wealth transfer across jurisdictions and financial pre-immigration planning for high tax jurisdictions. 1291 Group are specialists in structuring tailor-made international wealth protection solutions, which are long-term and tax-compliant, for wealthy individuals and families. Present in 13 locations, they work closely with Private Banks, Family Offices, tax advisers, law firms and External Asset Managers in helping them serve their clients.

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